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Buying a Home in Minnesota - A simple Guide

Minnesota, known as the "Land of 10,000 Lakes," is a beautiful state in the Midwest with a diverse economy, vibrant culture, and plenty of outdoor activities. If you're considering buying a home in Minnesota, there are a few things you should keep in mind to ensure a successful and enjoyable home buying process.

Research The Local Real Estate Market before you start house hunting, it's essential to research the local real estate market in Minnesota. Housing prices and availability can vary significantly from city to city and neighborhood to neighborhood, so it's crucial to have a good understanding of the market before you start your search.

You can research the local market by working with a Dane Arthur real estate agent, looking at online real estate listings here at danearthur.com, and attending open houses. Your Dane Arthur agent can provide valuable insight into the market and help you find homes that meet your needs and budget.

Determine Your Budget before you start looking at homes, you should determine your budget. Consider how much you can afford to spend on a home and factor in additional costs like property taxes, home insurance, and closing costs. It's also important to get pre-approved for a mortgage, which will give you a better idea of how much you can afford to spend on a home.

Consider Your Needs and Wants when looking for a home in Minnesota, it's important to consider your needs and wants. Do you need a certain number of bedrooms or bathrooms? Do you want a home with a large yard or a swimming pool? Make a list of your must-haves and nice-to-haves, and share this list with your Dane Arthur real estate agent.

Consider the Location. Minnesota is a large state, so it's important to consider the location of your home carefully. Do you want to live in a city or a rural area? Do you want to be close to schools, shopping, and other amenities? Think about your lifestyle and what's important to you, and choose a location that meets your needs.

Get a Home Inspection. Once you've found a home that you're interested in buying, it's important to get a home inspection. A home inspection can identify any issues with the home, such as water damage or structural problems, that could be costly to repair. Your real estate agent can recommend a reputable home inspector.

Consider Hiring a Real Estate Attorney. Buying a home can be a complex process, so it's a good idea to hire a realtor and/or a real estate attorney to help you navigate the legal aspects of the transaction. Your agent or attorney can review the purchase agreement, negotiate the terms of the sale, and ensure that all legal requirements are met.

In conclusion, buying a home in Minnesota can be a great investment and a wonderful place to call home. By researching the local market, determining your budget, considering your needs and wants, choosing the right location, getting a home inspection, and hiring a real estate agent you can ensure a successful and enjoyable home buying process.

Minnesota Homes For Sale

The state of Minnesota is a beautiful and diverse destination located in the upper Midwest region of the United States. It is bordered by Wisconsin to the east, Iowa to the south, North Dakota to the north, and South Dakota to the west. With a population of nearly 6 million people, it is the 21st most populous state in the country.

Minnesota is home to a variety of landscapes from the rugged Lake Superior shores and pristine northern forests, to rolling plains in its southern region. Popular tourist attractions include the Mall of America in Bloomington, the downtown Minneapolis skyline along the Mississippi River, and state parks like Itasca State Park and Gooseberry Falls State Park that are perfect for outdoor recreation.

Minnesota is also home to many large corporations, including Cargill Inc., 3M, UnitedHealth Group and Target Corporation. The state's economy is mainly based on agriculture, manufacturing, healthcare and information technology. With its diverse culture and wide range of activities, Minnesota offers something for everyone. From shopping and dining in its vibrant cities to experiencing the outdoors in its beautiful landscapes, Minnesota is an amazing destination for all. So come explore this great state and all it has to offer!

Minnesota Homes For Sale - Latest Listings!

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2105 W 57th Street, Minneapolis

$379,000

2105 W 57th Street, Minneapolis

2 Beds 1 Bath 0 Acres 1,521 SqFt Single Family MLS® # 6443237

House is being sold from an Estate. Needs improvements; lots of potential, amazing neighborhood; all measurements should be verified...

Beacon Real Estate GroupRegional Multiple Listing Service of Minnesota Logo

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9713 85th Street S, Cottage Grove

$459,900

9713 85th Street S, Cottage Grove

6 Beds 4 Baths 0 Acres 3,972 SqFt Single Family MLS® # 6443178

WOW! Check out this 6-bedroom, 4-bathroom home in Cottage Grove, MN—a city celebrated for its parks and tight-knit community. Hardwood floors flow throughout, offset by detailed tile work in...

Beycome Brokerage Realty LLCRegional Multiple Listing Service of Minnesota Logo

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901 21st Avenue Se, Minneapolis

$324,900

901 21st Avenue Se, Minneapolis

4 Beds 1 Bath 0 Acres 1,565 SqFt Single Family MLS® # 6443236

Charming and well maintained story and a half home available in the Minneapolis Como neighborhood. Nice woodwork and crown-molding. Walking distance to many great restaurants and amenities. ...

National Realty GuildRegional Multiple Listing Service of Minnesota Logo

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7817 Somerset Circle, Woodbury

$675,000

7817 Somerset Circle, Woodbury

4 Beds 4 Baths 1 Acres 3,592 SqFt Single Family MLS® # 6442616

Enchanted estate in coveted Evergreen neighborhood. Be inspired by picture-perfect gardens, exquisite pollinating plants, and lush landscaping attracting multiple birds. Park-like setting wi...

eXp RealtyRegional Multiple Listing Service of Minnesota Logo

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New
709 Arrowhead Street, Aurora

$129,900

709 Arrowhead Street, Aurora

3 Beds 1 Bath 0 Acres 1,154 SqFt Single Family MLS® # 145903

Well maintained 3 bedroom, 1 bath home with a newer 2 stall garage and across the street from a city park and close to Pine Grove park, the walking trails and the splash pad! Eat-in kitchen ...

Ahrens Thompson Realty, IncRegional Multiple Listing Service of Minnesota Logo

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876 Poplar Drive Se, Kimball

$369,900

876 Poplar Drive Se, Kimball

3 Beds 2 Baths 0 Acres 1,407 SqFt Single Family MLS® # 6443234

Brand new 3 bedroom 2 bath loaded with options, Knockdown vaulted ceilings, Maple cabinets, Country sink, All Stainless steel Whirlpool appliances including washer and dryer. Huge Kitchen ...

Applewood Realty, Inc.Regional Multiple Listing Service of Minnesota Logo

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804 Nw 8th Avenue, Grand Rapids

$154,900

804 Nw 8th Avenue, Grand Rapids

2 Beds 1 Bath 0 Acres 774 SqFt Single Family MLS® # 6443232

Cute in town starter home in a wonderful neighborhood, newer windows and furnace, nice 2 stall garage, fenced in yard on a beautiful corner lot. Come take a look!...

COLDWELL BANKER NORTHWOODSRegional Multiple Listing Service of Minnesota Logo

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1406 County Road C E, Maplewood

$399,900

1406 County Road C E, Maplewood

4 Beds 3 Baths 1 Acres 2,766 SqFt Single Family MLS® # 6443195

Come see this beautiful cottage home that sits on half an acre of land! This property is in a desirable location with easy access to highways, shopping centers, restaurants, and more! There ...

Partners Realty Inc.Regional Multiple Listing Service of Minnesota Logo

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975 6th Avenue N, Sauk Rapids

$250,000

975 6th Avenue N, Sauk Rapids

4 Beds 2 Baths 0 Acres 1,856 SqFt Single Family MLS® # 6442088

Beautiful 4 bed, 2 bath home in Sauk Rapids! Nice spacious kitchen and a finished basement! This home has an amazing backyard with not only a dec but an amazing patio and hottub room! Conv...

Premier Real Estate ServicesRegional Multiple Listing Service of Minnesota Logo

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13062 180th Avenue Nw, Elk River

$439,900

13062 180th Avenue Nw, Elk River

4 Beds 4 Baths 0 Acres 3,044 SqFt Single Family MLS® # 6436158

This is a MUST SEE beautiful 4 bedroom/4 bath home with New Siding and New Roof! Upgraded cabinetry, Beautiful Stone fireplace in Great Room with surround sound. Large rooms and a lot of nat...

HomeFront Management IncRegional Multiple Listing Service of Minnesota Logo

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17143 Hilltop Lane Se, Chatfield

$499,900

17143 Hilltop Lane Se, Chatfield

4 Beds 3 Baths 1 Acres 2,996 SqFt Single Family MLS® # 6443206

Welcome to your dream ranch-style home nestled in a serene cul-de-sac within walking distance to the elementary school. Open and welcoming main floor living area that offer tons of natural ...

Berkshire Hathaway HomeServices North PropertiesRegional Multiple Listing Service of Minnesota Logo

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667 4th Street E, St Paul

$269,000

667 4th Street E, St Paul

0 Acres 3,000 SqFt Single Family MLS® # 6443200

Dayton's Bluff 4-Plex One 3-BR unit, two 2-BR units, one studio. Close to Metro State University and Downtown....

Keller Williams Integrity RealtyRegional Multiple Listing Service of Minnesota Logo

Pending
New
5383 Ferrara Avenue N, Hugo

$378,900

5383 Ferrara Avenue N, Hugo

3 Beds 3 Baths 0 Acres 1,903 SqFt Single Family MLS® # 6443199

Magnolia Floor Plan....

Centra Homes, LLCRegional Multiple Listing Service of Minnesota Logo

Active
New
313 17th Street N, Benson

$165,900

313 17th Street N, Benson

3 Beds 1 Bath 0 Acres 1,305 SqFt Single Family MLS® # 6443193

Rambler 3 bedroom, 1 Bath with large 26'x32' Garage. Many updates including windows, doors, maintenance free siding, shingles, sewer line and much more. Come take a look at this Beautiful...

Zielsdorf Auction & Real EstateRegional Multiple Listing Service of Minnesota Logo

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6305 Harriet Avenue, Richfield

$375,000

6305 Harriet Avenue, Richfield

3 Beds 2 Baths 0 Acres 1,700 SqFt Single Family MLS® # 6443187

**Interior photos coming Oct 11th** Fantastic Richfield home situated on a .21 acre lot on a quiet and beautiful tree-lined street. The great curb appeal is enhanced by the new black clad A...

BRIX Real EstateRegional Multiple Listing Service of Minnesota Logo

Active
New
7615 40th Street N, Oakdale

$476,745

7615 40th Street N, Oakdale

3 Beds 2 Baths 0 Acres 1,783 SqFt Single Family MLS® # 6443186

Ask how you can save up to $10,000 in closing costs with Sellers Preferred Lender. Quick Move in Home! Wonderful main floor living, association maintained villa ready for move-in this summer...

Lennar Sales CorpRegional Multiple Listing Service of Minnesota Logo

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3204 Pine View Boulevard, Scandia Valley Twp

$625,000 Shamineau Lake

3204 Pine View Boulevard, Scandia Valley Twp

4 Beds 3 Baths 1 Acres 2,408 SqFt Single Family MLS® # 6442990

If life on the lake is something that you're looking for, look no further than this fabulous 4 bed / 3 bath home w/ 100 ft. of frontage on Lake Shamineau. Home features 2 main level bedrooms...

Edina Realty, Inc.Regional Multiple Listing Service of Minnesota Logo

Active
New
2479 Matterhorn Drive E, Maplewood

$462,000

2479 Matterhorn Drive E, Maplewood

4 Beds 4 Baths 0 Acres 2,812 SqFt Single Family MLS® # 6442930

Warm & inviting 4 bdrm home w/beautiful landscaping & 2 car attached insulated garage w/epoxy flr. Located on the edge of Maplewood & Woodbury, across from 35 acre park! See interactive 3D t...

RE/MAX ResultsRegional Multiple Listing Service of Minnesota Logo

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17739 54th Street Ne, Otsego

$536,230

17739 54th Street Ne, Otsego

4 Beds 3 Baths 0 Acres 2,487 SqFt Single Family MLS® # 6442802

**Ask how you can qualify for 4.75% financing with Sellers Preferred Lender** Private Walkout Homesite! Quick close Vanderbilt with an open concept main level featuring a spacious kitchen an...

Lennar Sales CorpRegional Multiple Listing Service of Minnesota Logo

Coming Soon
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1418 Preston Lane, Hopkins

$649,900

1418 Preston Lane, Hopkins

3 Beds 3 Baths 0 Acres 2,842 SqFt Single Family MLS® # 6442773

Welcome to this stunning Interlachen Park gem! Enjoy the open floor plan, main floor primary suite, and abundant natural light from oversized windows. The updated kitchen, the heart of the h...

Century 21 Premier GroupRegional Multiple Listing Service of Minnesota Logo

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1101 Bedal Street, Walnut Grove

$199,900

1101 Bedal Street, Walnut Grove

3 Beds 2 Baths 0 Acres 2,094 SqFt Single Family MLS® # 6442644

In town living with a country feel awaits you with this 'bigger than it looks' property. Plenty of storage, both inside and out with an attached garage and two detached. Plus plenty of finis...

Edina Realty, Inc.Regional Multiple Listing Service of Minnesota Logo


As of October 4, 2023 there are 17302 active Minnesota - Latest Listings! real estate listings for sale with an average listing price of $494,779. The highest-priced property listing is $14,750,000, while the lowest priced property can be purchased for $1. Minnesota - Latest Listings! homes for sale have an average price of $908 per square foot, based on listings with an average of 3.5 bedrooms, 2.5 bathrooms, and 2,315 square feet of living space.

Minnesota Real Estate

Minnesota is a state located in the northern region of the United States. It is known for its natural beauty, vibrant cities, and strong cultural heritage. The state's capital is St. Paul, and its largest city is Minneapolis.

History

Minnesota was first inhabited by various Native American tribes, including the Dakota and Ojibwe. The first European to explore the area was French explorer Jacques Cartier in 1534.

In the 18th century, the area came under British control and was later part of the Northwest Territory after the American Revolution. Minnesota became a state in 1858.

During the Civil War, Minnesota played an important role, with thousands of its residents serving in the Union Army. The state was also a leader in the progressive movement in the early 20th century, with notable figures such as Hubert Humphrey pushing for social and political reform.

Geography

Minnesota is bordered by North Dakota to the west, South Dakota to the southwest, Iowa to the south, Wisconsin to the east, and Lake Superior to the northeast. It has a diverse landscape, with forests, lakes, rivers, and rolling hills.

The northern part of the state is known for its thick forests and numerous lakes, including the famous Lake Superior. The central part of the state is home to numerous lakes and parks, while the southern part is more urbanized.

Tourism

Minnesota is a popular tourist destination, known for its outdoor recreation, historical sites, and cultural attractions. The state's many parks, lakes, and rivers offer ample opportunities for camping, hiking, fishing, and water sports.

One of the state's most famous tourist attractions is the Mall of America, the largest mall in the United States with over 500 stores and numerous entertainment venues. The city of Minneapolis is also a popular destination, known for its museums, theaters, and cultural events.

Another popular attraction is the Boundary Waters Canoe Area Wilderness, a 1 million-acre wilderness area in the northern part of the state known for its rugged beauty and opportunities for outdoor activities.

Culture

Minnesota is known for its friendly people and strong sense of community. The state is also famous for its music scene, with many famous musicians and bands hailing from the state, including Prince and Bob Dylan. The state is also known for its Scandinavian heritage, with many residents tracing their ancestry to Norway, Sweden, and Finland.

The state is also known for its festivals and cultural events. The Minnesota State Fair is one of the largest fairs in the United States, while the Saint Paul Winter Carnival is a popular winter festival featuring ice sculptures, parades, and other activities.

Conclusion

Minnesota is a beautiful state with a rich history and culture. From its scenic parks and lakes to its friendly people and unique attractions, there is something for everyone in Minnesota. Whether you're a nature lover, a history buff, or a fan of cultural events, this northern gem is sure to impress.

First Time Home Buyers in Minnesota

Minnesota, known for its natural beauty and thriving urban centers, is a great place to call home. For first-time homebuyers in Minnesota, the process can be both exciting and daunting. In this article, we'll explore the unique opportunities and challenges facing first-time homebuyers in the state.

Home Prices in Minnesota

Like most areas in the United States, home prices in Minnesota have been on the rise in recent years. According to online sources, the median home value in Minnesota is currently $302,000, with an average price per square foot of $173. However, these numbers vary widely depending on location. In the Twin Cities area, for example, the median home value is $333,000, while in more rural parts of the state, prices can be significantly lower.

Down Payment Assistance

One of the biggest challenges for first-time homebuyers is coming up with the down payment. Fortunately, there are several programs in Minnesota designed to help. The Minnesota Housing Finance Agency (MHFA) offers a variety of options for first-time buyers, including down payment and closing cost assistance, low-interest loans, and mortgage credit certificates.

In addition, many cities and counties in Minnesota offer their own down payment assistance programs. For example, the City of St. Paul offers up to $40,000 in down payment assistance for first-time homebuyers who meet certain income and credit requirements.

Finding a Real Estate Agent

Working with a real estate agent can be extremely helpful for first-time homebuyers. An experienced agent can help you navigate the home buying process, negotiate with sellers, and find properties that meet your needs and budget. In Minnesota, it's important to find an agent who is familiar with the local market and can provide you with guidance on the best neighborhoods and school districts.

In addition, many agents in Minnesota specialize in working with first-time homebuyers. These agents can help you understand the process, answer any questions you may have, and provide you with valuable resources and information.

Home Inspections

When buying a home in Minnesota, it's important to have a thorough home inspection. This will help you identify any potential issues with the property, such as plumbing or electrical problems, mold, or structural issues. A good inspector can also provide you with advice on how to address these issues and estimate any associated costs.

Closing Costs

In addition to the down payment, first-time homebuyers in Minnesota will need to budget for closing costs. These can include fees for things like appraisals, title searches, and attorney's fees. In general, closing costs in Minnesota range from 2% to 5% of the purchase price of the home.

Conclusion

Buying a home for the first time can be a challenging but rewarding experience. In Minnesota, there are many resources available to help first-time homebuyers navigate the process. From down payment assistance programs to experienced real estate agents and thorough home inspections, there are many tools at your disposal to help you find your dream home in this beautiful state.