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Buying a Home in Minnesota - A simple Guide

Minnesota, known as the "Land of 10,000 Lakes," is a beautiful state in the Midwest with a diverse economy, vibrant culture, and plenty of outdoor activities. If you're considering buying a home in Minnesota, there are a few things you should keep in mind to ensure a successful and enjoyable home buying process.

Research The Local Real Estate Market before you start house hunting, it's essential to research the local real estate market in Minnesota. Housing prices and availability can vary significantly from city to city and neighborhood to neighborhood, so it's crucial to have a good understanding of the market before you start your search.

You can research the local market by working with a Dane Arthur real estate agent, looking at online real estate listings here at danearthur.com, and attending open houses. Your Dane Arthur agent can provide valuable insight into the market and help you find homes that meet your needs and budget.

Determine Your Budget before you start looking at homes, you should determine your budget. Consider how much you can afford to spend on a home and factor in additional costs like property taxes, home insurance, and closing costs. It's also important to get pre-approved for a mortgage, which will give you a better idea of how much you can afford to spend on a home.

Consider Your Needs and Wants when looking for a home in Minnesota, it's important to consider your needs and wants. Do you need a certain number of bedrooms or bathrooms? Do you want a home with a large yard or a swimming pool? Make a list of your must-haves and nice-to-haves, and share this list with your Dane Arthur real estate agent.

Consider the Location. Minnesota is a large state, so it's important to consider the location of your home carefully. Do you want to live in a city or a rural area? Do you want to be close to schools, shopping, and other amenities? Think about your lifestyle and what's important to you, and choose a location that meets your needs.

Get a Home Inspection. Once you've found a home that you're interested in buying, it's important to get a home inspection. A home inspection can identify any issues with the home, such as water damage or structural problems, that could be costly to repair. Your real estate agent can recommend a reputable home inspector.

Consider Hiring a Real Estate Attorney. Buying a home can be a complex process, so it's a good idea to hire a realtor and/or a real estate attorney to help you navigate the legal aspects of the transaction. Your agent or attorney can review the purchase agreement, negotiate the terms of the sale, and ensure that all legal requirements are met.

In conclusion, buying a home in Minnesota can be a great investment and a wonderful place to call home. By researching the local market, determining your budget, considering your needs and wants, choosing the right location, getting a home inspection, and hiring a real estate agent you can ensure a successful and enjoyable home buying process.

Minnesota Homes For Sale

The state of Minnesota is a beautiful and diverse destination located in the upper Midwest region of the United States. It is bordered by Wisconsin to the east, Iowa to the south, North Dakota to the north, and South Dakota to the west. With a population of nearly 6 million people, it is the 21st most populous state in the country.

Minnesota is home to a variety of landscapes from the rugged Lake Superior shores and pristine northern forests, to rolling plains in its southern region. Popular tourist attractions include the Mall of America in Bloomington, the downtown Minneapolis skyline along the Mississippi River, and state parks like Itasca State Park and Gooseberry Falls State Park that are perfect for outdoor recreation.

Minnesota is also home to many large corporations, including Cargill Inc., 3M, UnitedHealth Group and Target Corporation. The state's economy is mainly based on agriculture, manufacturing, healthcare and information technology. With its diverse culture and wide range of activities, Minnesota offers something for everyone. From shopping and dining in its vibrant cities to experiencing the outdoors in its beautiful landscapes, Minnesota is an amazing destination for all. So come explore this great state and all it has to offer!

Minnesota Homes For Sale - Latest Listings!

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421 Main Street S, Aurora

$85,000

421 Main Street S, Aurora

2 Beds 2 Baths 2 Acres 999 SqFt Single Family MLS® # 6120069

Motivated seller! This 5-bedroom, 2-bath distress property on three city lots offers exceptional potential for investors or ambitious buyers seeking sweat equity opportunities. Layout featur...

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421 Main Street S, Aurora

$85,000

421 Main Street S, Aurora

5 Beds 1.5 Baths 2 Acres 999 SqFt Single Family MLS® # 148536

Motivated seller! This 5-bedroom, 2-bath distress property on three city lots offers exceptional potential for investors or ambitious buyers seeking sweat equity opportunities. Layout featur...

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5988 Chasewood Parkway 4, Minnetonka

$189,900

5988 Chasewood Parkway 4, Minnetonka

2 Beds 2 Baths 1,096 SqFt Single Family MLS® # 6738686

Welcome to this charming 2bed/2bath condo perfectly situated on the ground floor for easy access and convenience. This inviting home features a spacious walkout patio, ideal for enjoying you...

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5215 Washburn Avenue N, Minneapolis

$250,000

5215 Washburn Avenue N, Minneapolis

3 Beds 2 Baths 0 Acres 1,724 SqFt Single Family MLS® # 6738651

**Opportunity knocks in Shingle Creek!** This 3-bedroom, 2-bath home is full of potential for buyers ready to make it their own. The main level offers a functional layout with two bedrooms a...

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385 Shelard Parkway 202, St Louis Park

$179,900

385 Shelard Parkway 202, St Louis Park

1 Bed 1 Bath 792 SqFt Single Family MLS® # 6738633

Custom upgraded finishes and craftsmanship accentuate this condo! Updated and move in ready. Warm and beautiful maple cabinets, flooring, trim, and doors. The ceramic and glass title with ov...

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1804 Northern Viola Lane Ne, Rochester

$619,000

1804 Northern Viola Lane Ne, Rochester

5 Beds 4 Baths 0 Acres 4,171 SqFt Single Family MLS® # 6738623

Stunning 5-Bedroom, 4-Bath Two-Story Home on Private Wooded Lot. Discover the perfect blend of space, comfort, and natural beauty in this impressive nearly 4,000 square foot home. Nestled on...

Edina Realty, Inc.Regional Multiple Listing Service of Minnesota Logo

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13475 Glenhurst Avenue S, Savage

$389,900

13475 Glenhurst Avenue S, Savage

3 Beds 2 Baths 0 Acres 1,888 SqFt Single Family MLS® # 6738580

Here comes forever! I am honored to present this beautiful home nestled away in Savage. This home has been well maintained and tastefully updated over the years. Brand new top of the line hi...

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369 144th Lane Nw, Andover

$589,900

369 144th Lane Nw, Andover

4 Beds 3 Baths 0 Acres 3,466 SqFt Single Family MLS® # 6738561

Welcome to this beautifully maintained two-story home offers an ideal blend of space, comfort, and high-end features. With 4 large bedrooms all on one level and a main floor office, this hom...

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804 17th Street Sw, Austin

$149,900

804 17th Street Sw, Austin

3 Beds 1 Bath 0 Acres 936 SqFt Single Family MLS® # 6738524

This adorable 3 bed, 1 bath, ranch-style home has all you need on one level. Every room has been thoughtfully updated. New wood laminate floors throughout, master bedroom has new sliding gla...

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2516 28th Avenue S, Minneapolis

$325,000

2516 28th Avenue S, Minneapolis

3 Beds 2 Baths 0 Acres 1,952 SqFt Single Family MLS® # 6738507

Check out this excellent example of a Craftsman home built in 1919, preserved and maintained like few homes of this era have been. Same owner for the last 72 years, classic features include...

Counselor Realty, IncRegional Multiple Listing Service of Minnesota Logo

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2236 Birch Point Road A, Tower

$1,299,999 Lake Vermilion

2236 Birch Point Road A, Tower

5 Beds 2 Baths 2 Acres 3,187 SqFt Single Family MLS® # 6738424

This extraordinary legacy property on Lake Vermilion presents a once-in-a-lifetime opportunity to own a private retreat on a stunning point with breathtaking panoramic views, unmatched priva...

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21804 Majestic Drive, St Augusta

$794,900

21804 Majestic Drive, St Augusta

4 Beds 5 Baths 1 Acres 4,595 SqFt Single Family MLS® # 6738387

Welcome to rural residential living at its finest! Nestled on acreage in the sought after Eagles Landing community, this stunning 4-bedroom, 5-bathroom home offers the perfect blend of priv...

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203 Wilson Avenue Ne, St Cloud

$159,900

203 Wilson Avenue Ne, St Cloud

4 Beds 1 Bath 0 Acres 2,226 SqFt Single Family MLS® # 6738379

This four bedroom, 1 bath home is situated on a corner lot near schools, shopping, and easy hwy access. New vinyl fencing encloses the backyard. Updated windows, newer washer and dryer, and ...

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1283 Island Lake Drive Nw, Powers Twp

$295,500 Island Lake

1283 Island Lake Drive Nw, Powers Twp

2 Beds 2 Baths 2 Acres 3,200 SqFt Single Family MLS® # 6738359

Log home on 1.62 wooded acres with 199 ft of frontage on Island Lake! Built in 1985, this 2BR/2BA home offers over 2,400 sq ft with a walkout basement, 2-stall attached garage, and spacious ...

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401 Plymouth Road, Minnetonka

$379,900

401 Plymouth Road, Minnetonka

3 Beds 2 Baths 0 Acres 1,641 SqFt Single Family MLS® # 6738323

This beautifully updated home in the Wayzata school district offers a perfect blend of modern updates and classic charm. Featuring 3 bedrooms, a full bathroom and finished breezeway room on ...

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13155 Aulden Avenue, Rosemount

$742,900

13155 Aulden Avenue, Rosemount

4 Beds 3 Baths 0 Acres 3,804 SqFt Single Family MLS® # 6738321

Welcome to your dream home nestled in the heart of the highly sought-after Bella Vista neighborhood—a perfect blend of comfort, style, and location. This stunning Rambler offers the ease of ...

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1103 4th Avenue Se, Rochester

$235,000

1103 4th Avenue Se, Rochester

2 Beds 1 Bath 0 Acres 2,288 SqFt Single Family MLS® # 6738308

This charming two-story home offers timeless curb appeal and inviting interior spaces, set on a beautifully landscaped corner lot with mature trees. A welcoming front porch leads into a ligh...

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25750 Church Avenue, Belle Plaine Twp

$249,900

25750 Church Avenue, Belle Plaine Twp

5 Beds 1 Bath 4 Acres 2,544 SqFt Single Family MLS® # 6738297

Charming 1920s Fixer-Upper Farmhouse on 4.37-Acres. This 5-bedroom, 1-bath home is full of potential, offering classic charm with original woodwork, large windows, and a spacious front porch...

Lakes Area RealtyRegional Multiple Listing Service of Minnesota Logo

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20331 Salem Street Nw, Elk River

$895,000

20331 Salem Street Nw, Elk River

3 Beds 2 Baths 3 Acres 3,828 SqFt Single Family MLS® # 6738204

Take a look at this TO-BE-BUILT Home built by Cornerstone Custom Builds. This rambler comes with 3 bedrooms, 2 bathrooms on the main level, LVP flooring, gourmet kitchen with walk-in pantry...

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6636 Lancaster Lane N, Maple Grove

$399,900

6636 Lancaster Lane N, Maple Grove

4 Beds 3 Baths 0 Acres 2,370 SqFt Single Family MLS® # 6738063

Welcome to this spacious 4-bedroom, 3-bathroom split-level home located in a charming Maple Grove neighborhood. The upper level offers a bright living room, two comfortable bedrooms, a full ...

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10244 State Highway 87, Blueberry Twp

$375,000

10244 State Highway 87, Blueberry Twp

2 Beds 2 Baths 40 Acres 1,296 SqFt Single Family MLS® # 6738044

Available for showings on July 1st. Discover the perfect blend of privacy, functionality, and potential just five minutes from Menahga. Situated on 40 acres, this well-maintained 2-bedroom, ...

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As of June 13, 2025 there are 20891 active Minnesota - Latest Listings! real estate listings for sale with an average listing price of $541,835. The highest-priced property listing is $55,000,000, while the lowest priced property can be purchased for $1. Minnesota - Latest Listings! homes for sale have an average price of $496 per square foot, based on listings with an average of 3.5 bedrooms, 2.6 bathrooms, and 2,660 square feet of living space.

Minnesota Real Estate

Minnesota is a state located in the northern region of the United States. It is known for its natural beauty, vibrant cities, and strong cultural heritage. The state's capital is St. Paul, and its largest city is Minneapolis.

History

Minnesota was first inhabited by various Native American tribes, including the Dakota and Ojibwe. The first European to explore the area was French explorer Jacques Cartier in 1534.

In the 18th century, the area came under British control and was later part of the Northwest Territory after the American Revolution. Minnesota became a state in 1858.

During the Civil War, Minnesota played an important role, with thousands of its residents serving in the Union Army. The state was also a leader in the progressive movement in the early 20th century, with notable figures such as Hubert Humphrey pushing for social and political reform.

Geography

Minnesota is bordered by North Dakota to the west, South Dakota to the southwest, Iowa to the south, Wisconsin to the east, and Lake Superior to the northeast. It has a diverse landscape, with forests, lakes, rivers, and rolling hills.

The northern part of the state is known for its thick forests and numerous lakes, including the famous Lake Superior. The central part of the state is home to numerous lakes and parks, while the southern part is more urbanized.

Tourism

Minnesota is a popular tourist destination, known for its outdoor recreation, historical sites, and cultural attractions. The state's many parks, lakes, and rivers offer ample opportunities for camping, hiking, fishing, and water sports.

One of the state's most famous tourist attractions is the Mall of America, the largest mall in the United States with over 500 stores and numerous entertainment venues. The city of Minneapolis is also a popular destination, known for its museums, theaters, and cultural events.

Another popular attraction is the Boundary Waters Canoe Area Wilderness, a 1 million-acre wilderness area in the northern part of the state known for its rugged beauty and opportunities for outdoor activities.

Culture

Minnesota is known for its friendly people and strong sense of community. The state is also famous for its music scene, with many famous musicians and bands hailing from the state, including Prince and Bob Dylan. The state is also known for its Scandinavian heritage, with many residents tracing their ancestry to Norway, Sweden, and Finland.

The state is also known for its festivals and cultural events. The Minnesota State Fair is one of the largest fairs in the United States, while the Saint Paul Winter Carnival is a popular winter festival featuring ice sculptures, parades, and other activities.

Conclusion

Minnesota is a beautiful state with a rich history and culture. From its scenic parks and lakes to its friendly people and unique attractions, there is something for everyone in Minnesota. Whether you're a nature lover, a history buff, or a fan of cultural events, this northern gem is sure to impress.

First Time Home Buyers in Minnesota

Minnesota, known for its natural beauty and thriving urban centers, is a great place to call home. For first-time homebuyers in Minnesota, the process can be both exciting and daunting. In this article, we'll explore the unique opportunities and challenges facing first-time homebuyers in the state.

Home Prices in Minnesota

Like most areas in the United States, home prices in Minnesota have been on the rise in recent years. According to online sources, the median home value in Minnesota is currently $302,000, with an average price per square foot of $173. However, these numbers vary widely depending on location. In the Twin Cities area, for example, the median home value is $333,000, while in more rural parts of the state, prices can be significantly lower.

Down Payment Assistance

One of the biggest challenges for first-time homebuyers is coming up with the down payment. Fortunately, there are several programs in Minnesota designed to help. The Minnesota Housing Finance Agency (MHFA) offers a variety of options for first-time buyers, including down payment and closing cost assistance, low-interest loans, and mortgage credit certificates.

In addition, many cities and counties in Minnesota offer their own down payment assistance programs. For example, the City of St. Paul offers up to $40,000 in down payment assistance for first-time homebuyers who meet certain income and credit requirements.

Finding a Real Estate Agent

Working with a real estate agent can be extremely helpful for first-time homebuyers. An experienced agent can help you navigate the home buying process, negotiate with sellers, and find properties that meet your needs and budget. In Minnesota, it's important to find an agent who is familiar with the local market and can provide you with guidance on the best neighborhoods and school districts.

In addition, many agents in Minnesota specialize in working with first-time homebuyers. These agents can help you understand the process, answer any questions you may have, and provide you with valuable resources and information.

Home Inspections

When buying a home in Minnesota, it's important to have a thorough home inspection. This will help you identify any potential issues with the property, such as plumbing or electrical problems, mold, or structural issues. A good inspector can also provide you with advice on how to address these issues and estimate any associated costs.

Closing Costs

In addition to the down payment, first-time homebuyers in Minnesota will need to budget for closing costs. These can include fees for things like appraisals, title searches, and attorney's fees. In general, closing costs in Minnesota range from 2% to 5% of the purchase price of the home.

Conclusion

Buying a home for the first time can be a challenging but rewarding experience. In Minnesota, there are many resources available to help first-time homebuyers navigate the process. From down payment assistance programs to experienced real estate agents and thorough home inspections, there are many tools at your disposal to help you find your dream home in this beautiful state.