1234 Mill Creek Circle, St Cloud, MN

$400,000

5

Beds

4

Baths

3,496

Square feet

0.40

Acres

About 1234 Mill Creek Circle

Welcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout. The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances. Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard. Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring a soaking tub and separate shower. An additional 3/4 bathroom serves the remaining upper-level bedrooms. The finished lower level offers outstanding flexibility with a large recreation room, kitchenette complete with cabinetry, sink, microwave, dishwasher, and refrigerator, a fifth bedroom, a 3/4 bathroom, plus two additional flex rooms ideal for hobbies, fitness, a home office, or storage. Major updates include a hail-resistant roof, high-efficiency furnace and A/C, updated kitchen, remodeled upper-level bathrooms, refinished hardwood floors, maintenance-free deck, stamped concrete patio, screened cedar gazebo, new water heater, and attic insulation. Conveniently located near parks, walking and biking trails, pickleball courts, shopping, restaurants, healthcare, and recreation, this home offers an exceptional combination of space, thoughtful updates, and outdoor enjoyment.

Features of 1234 Mill Creek Circle

MLS® # 7040933
Price $400,000
Bedrooms 5
Bathrooms 4.00
Full Baths 1
Half Baths 1
Square Footage 3,496
Finished SQFT 3,432
Acres 0.40
Year Built 1996
Type Single Family
Sub-Type Residential
Status Active Contingent
Contingency Type Sale of Another Property

Community Information

Address 1234 Mill Creek Circle
Subdivision Mill Creek
City St Cloud
County Stearns
State MN
Zip Code 56303

Amenities

Amenities Other
Parking Attached Garage, Concrete, Garage Door Opener
# of Garages 3
Is Waterfront No
Has Pool Yes
Pool Shared

Interior

Appliances Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances
Heating Forced Air
Cooling Central Air
Fireplace Yes
# of Fireplaces 2
Has Basement Yes
Basement Block, Egress Window(s), Finished, Full, Kitchenette, Sump Pump

Exterior

Exterior Features Stone, Vinyl
Lot Description Tree Coverage - Medium
Roof Age Over 8 Years, Asphalt

School Information

District St. Cloud

Additional Information

Zoning Residential-Single Family
Foreclosure No
Short Sale No
Taxes $5,682
Tax Year 2026
HOA Fees $600
HOA Fees Freq. Annually
HOA Fees Includes Shared Amenities
CDD Fees Freq. Annually
Office Keller Williams Classic Rlty NW

Listing Details

OfficeKeller Williams Classic Rlty NW

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